<!doctype html public «-//w3c//dtd html 4.0 transitional//en»> http-equiv=content-type> In practice, syndicated loans touch upon legal boundaries, particular with respect to the provisions of credit security law. Three models have been developed to meet the requirements of credit security law while also assuring an insolvency-proof structure. This study assesses the success of each model in achieving these goals and offers a recommendation for the most practicable model.